Choosing an inspector for your Gainesville home inspection can be a daunting task, but asking the right questions can help you make an easy and reassuring decision. In Florida, home inspectors are a dime a dozen, and every person has their “guy” (or gal). It’s up to you to do your due diligence on who you ultimately choose. Here are the 10 most common questions we get from potential new clients, and these are the same questions you should be asking any home inspector you are considering for your new home purchase.

  1. What Do You Check During A Home Inspection?

In Gainesville, Florida, home inspectors must have a professional occupational license, much the same as an engineer, electrician, nurse, or barber. The State of Florida has established the minimum Standards of Practice for home inspections in Florida Administrative Rule 61-30. In addition to the standards set by the State, the majority of home inspectors are members of a professional organization such as InterNACHI, FABI, or ASHI. Each of these organizations has their own Standards of Practice a Gainesville Home Inspector must use. No matter which standard they choose, the Florida standards dictate the absolute minimums.

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Did you know, that Florida’s rules allow a Gainesville Home Inspector to go above and beyond the minimum standards if they are experienced and qualified to do so? For example, none of the standards require a home inspector to walk on a roof or open an electrical panel however, many will because they have experience and education to do so.
At Greenwood Building Inspection & Consulting, we’ve established our own Standards of Practice that go far beyond the minimums established by the State and our certifying organizations. Our standard inspections include the assessment of over 200 systems and components throughout the home and include opening electrical panels, walking every roof that is safe to do so, and walking across the entire attic space. Our team continually educates themselves on new equipment and inspection techniques so we can be knowledgeable on all components we come across.

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2. What Are Your Qualifications To Inspect My Home?

The most basic qualifications to be a Home Inspector in Florida are to complete 120 hours of education, pass a State-approved exam, and have a background check completed. Once completed an individual can be a licensed Home Inspector. In our opinion, a course and exam are not enough to qualify you to provide a thorough Gainesville Home Inspection.

Our inspectors are required to have industry experience, continue to educate themselves throughout the year and be members of professional organizations that have higher standards.

Not only are our Home Inspectors licensed through the State of Florida, but they are also members of the International Association of Certified Home Inspectors (InterNACHI), the Certified Commercial Property Inspectors Association (CCPIA), and the International Code Council (ICC). All these organizations require their members to continually educate themselves through mandatory continuing education hours.
All our Gainesville Home Inspectors have over 10 years of building and construction experience, thousands of hours of education and training, and maintain all memberships in good standing at all times. Our team is fully qualified to inspect electrical systems, HVAC systems, plumbing systems, roofs, attics, crawlspaces, exterior claddings, structural components, fireplaces, appliances, doors and windows, landscaping and grading, interior spaces, garages, well systems, sewer systems, swimming pools, and a variety of other specialized components and systems found in Gainesville area homes.

3. Are You Licensed and Insured?

All of our Gainesville Home Inspectors are licensed as a Home Inspector through the State of Florida. You can look up our owner’s license (HI10934) on the DBPR website. Make sure you research everyone you have perform work on your home and only use contractors who have a valid state license.
In addition to being a Florida licensed Home Inspector, our company is also a registered Limited Liability Corporation with the State of Florida.
Being a home inspection company, we are required to maintain a minimum amount of insurance coverage.

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The State requires Home Inspectors to maintain a minimum of $300,000 in General Liability insurance. While this amount will suffice for most liability purposes, it does not cover all cases and is well below the minimum amount required by many builders in the area. Our company maintained $1,000,000 in General Liability coverage, $500,000 in Professional Liability coverage, and $1,000,000 in Automobile Liability coverage. Professional Liability insurance covers those instances where the inspector missed something. This insurance is not required by the State but is something you should make sure your inspector has.

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4. What is Not Included in My Home Inspection?

There are many things that are not included in a typical Gainesville Home Inspection. The State of Florida identified many of those items in its Standard of Practice. While some things such as walking a roof, crawling an attic or crawlspace, or opening an electrical panel are not included in the Standards, they are things our Home Inspectors will do. Things that are not included in any inspection include things such as environmental testing including mold, termite inspections, water testing, swimming pool inspections, asbestos or lead paint identification, fireplace testing, and many other things, many of which require additional State licenses or confirmation by laboratory testing.

While these items are not included in the Standard inspection, our team can help with many of these through add-on services you may want to have included.

5. Can You Tell Me If My Roof Is Good For Insurance?

Roof coverings in Florida are required to be listed in the Florida Product Approval Database. In the Gainesville area, we do not get the severe winds they would in Miami or Naples, but we do get some gusts. Part of our inspection process is to identify any defects with your roof covering including those that may cause an issue with insurability. Our team of Home Inspectors can give you a good idea of the current condition of your roof covering. While we cannot predict every potential scenario, and we cannot guarantee what an insurance company will do, we can give you a good idea of the potential for insurance-related issues and provide an unbiased assessment of the roof life expectancy based on it’s current condition.

6. My Realtor Has An Inspector They Use, Should I Just Go With Them?

At the end of the day, your comfort, happiness, and satisfaction matters most of all. There are a lot of inspectors that work closely with realtors and some are good. We would encourage you to call those inspectors and any others you find in your own research and ask them a few qualifying questions (such as the ones in the article). You should make sure the inspector you choose is the one you think will give you the best services, the most thorough inspection, and will deliver exactly what you are looking for. That may be the one your realtor recommends, but it may not be. A good realtor will give you a list of inspectors to call so you can choose the one that’s best for you.

7. What if you Find Something Wrong? How Detailed will the Report Be?

On every home inspection we perform around Gainesville, you will receive a full, detailed, written report by email which identifies all the issues we find. Every item is accompanied by a description of the issue, why it is an issue, and photographs to support the finding. Our clients regularly tell us their report is very detailed and thorough. If you are present for the inspection, we will let you know of the most significant findings at that time.

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8. Can I Be Present During The Inspection?

We encourage our clients to be present on-site at the end of their Gainesville home inspection so we can walk the property and review the major findings. This also helps us answer any questions you have and get a better feel for your future home. If you are not able to be at the inspection, we are always available by phone to review the findings of the report and answer any questions. Our clients are more than welcome to be present during the entire 2 to 3-hour inspection.

9. Why Should I Choose Your Company Over Another?

At the end of the day, you should go with the company that you think will give you the best home inspection for your new Gainesville home. There are many great inspection companies around, and we do our best to be at the top of that list. First of all, we provide the most comprehensive inspection in the area. Our clients regularly tell us our reports are more detailed and thorough than any others they’ve seen (realtors also tell us this). We inspect areas other companies do not include in their standard inspections such as crawlspace, full accessible attic areas, the interiors of electrical panels and HVAC systems, wells, and many others. Second, our inspectors are trained and educated to not only the required standards, but also the standards of dozens of product manufacturer’s for building materials. Did you know Hardieboard siding has an installation manual? They do, and we know the entire thing! Our reports not only identify that the issue is, we document what the requirement is so you understand exactly why we call it out. Third, our team is dedicated to your satisfaction. During your inspection, we have a suite of additional services you can add-on that will increase the depth and scope of your inspection. Some of these include advanced electrical and HVAC assessments including refrigerant line checks, sewer camera inspection of drainage systems, and swimming pool inspections. Even after your inspection, we’re here to answer any questions you have, perform follow-up inspections for repairs, or just to chat about your home. To learn more about what our inspections cover, check out our Home Inspections page.

10. How Much Do You Charge for a Home Inspection?

Relative to the cost of your new Gainesville home, or a major repair, the cost of a home inspection is incredibly low. When you are purchasing a home with the option to ask for seller concessions, a home inspection can be an invaluable document to help reduce the price or get the seller to make significant repairs. The actual cost of a home inspection varies greatly depending on the specifics of the home and your add-on services. All our home inspections start at $390 and increase with size and scope. Relative to the cost of repairs, this amount can be quickly recouped. In Florida, homeowner’s insurance dictates whether a loan can be processed, and your home inspection will help identify those items the insurer may require be repaired before they bind the insurance. Getting the seller to make these repairs will not only save you money but may be the only option to get you to closing.

If you have any other questions about a home inspection in and around Gainesville, Florida, please do not hesitate to reach out to us! Our team can be reached via phone or email at (352) 405-5516 or